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Remortgaging

THINK CAREFULLY BEFORE SECURING ANY OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED UPON IT

Looking to remortgage your current property?

If you are looking to raise some extra money for Home Improvements, Debt Consolidation, a gifted deposit to a family member or are looking to raise funds for another purpose, please contact us to discuss your remortgage options. In some cases we may recommend and arrange a Further Advance with your existing lender or we may recommend a remortgage to a new lender. However, we will review your options, your current mortgage and what you would like to borrow to establish the most suitable solution for your needs. Even if you don’t have a mortgage now we can still help you, provided you own your home.

We can also help with securing a new rate for like-for-like remortgages, as you don’t have to borrow extra to remortgage or change your mortgage rate:

• Is your current rate coming to an end within the next 6 months?

• Are you currently paying your the lenders standard variable rate?

• Are you on a variable rate and worried about interest rates increasing?

If you can answer YES to any of the above please contact us for a review. We may be able to secure you a new competitive rate with a new lender and some remortgage products may include incentives such as free valuations, legal assistance or no arrangement fee, depending on the lender and product

We may also be able to secure you a new rate with your existing lender, reducing the hassle and stress of the process and simplifying everything whilst securing you a more competitive and/or more suitable product for your needs.

In some instances we can also save you money even if you are tied in. However, this will depend on individual circumstances, available rates and the amount of the Early Repayment Charge payable.

If you are interested in finding out whether you can save any money please contact us on 01822 615 502 or use the Contact Us facility above.


6 days ago

Dartmoor Financial
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Dartmoor Financial
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1 week ago

Dartmoor Financial
Later life lending is not just equity release.Depending on your circumstances, there may be several options worth considering — including a standard mortgage, a retirement interest-only mortgage, speaking to your existing lender, downsizing, using savings, family support, or a lifetime mortgage.The important thing is to get clear advice before deciding.At Dartmoor Financial, we help clients understand the options, risks and long-term impact in plain English.Message us if you would like a calm, no-pressure conversation about your later life lending options.Your home/property may be repossessed if you do not keep up repayments on your mortgage.A lifetime mortgage is a loan secured against your home. To understand the features and risks, ask for a personalised illustration. This may affect your entitlement to means-tested benefits and the inheritance you may leave.There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £498 to £798. A fee of £1,295 is payable on completion for equity release products.Dartmoor Financial LLP is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.#LaterLifeLending #MortgageAdvice #EquityRelease #RetirementMortgage #RIOmortgage #DartmoorFinancial #Tavistock #DevonBusiness ... See MoreSee Less
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