Remortgaging - Dartmoor Financial Llp

Looking to remortgage your current property?

If you are looking to raise some extra money for Home Improvements, Debt Consolidation, a gifted deposit to a family member or are looking to raise funds for another purpose, please contact us to discuss your remortgage options. In some cases we may recommend and arrange a Further Advance with your existing lender or we may recommend a remortgage to a new lender. However, we will review your options, your current mortgage and what you would like to borrow to establish the most suitable solution for your needs. Even if you don’t have a mortgage now we can still help you, provided you own your home.

We can also help with securing a new rate for like-for-like remortgages, as you don’t have to borrow extra to remortgage or change your mortgage rate:

• Is your current rate coming to an end within the next 6 months?

• Are you currently paying your the lenders standard variable rate?

• Are you on a variable rate and worried about interest rates increasing?

If you can answer YES to any of the above please contact us for a review. We may be able to secure you a new competitive rate with a new lender and some remortgage products may include incentives such as free valuations, legal assistance or no arrangement fee, depending on the lender and product

We may also be able to secure you a new rate with your existing lender, reducing the hassle and stress of the process and simplifying everything whilst securing you a more competitive and/or more suitable product for your needs.

In some instances we can also save you money even if you are tied in. However, this will depend on individual circumstances, available rates and the amount of the Early Repayment Charge payable.

If you are interested in finding out whether you can save any money please contact us on 01822 615 502 or use the Contact Us facility above.

☀️ Day 1 of the "working summer holidays" and we're already off to a cracking start!Yesterday saw us helping a lovely couple in their seventies secure a remortgage solution without the stress of proving income and despite some historic credit challenges. The later life lending market really has evolved.Then it was straight out for a run with my boy, complete with a cheeky stop at Tavistock Carnival before heading home. 🎡🏃‍♂️ Check out my reimagined Jedi Morris dancers ... As Day 2 begins, I'm back at the desk looking at whether a Retirement Interest Only (RIO) mortgage or a Term Interest Only (TIO) solution is the right fit for my next clients. There are now so many options available for clients in and approaching retirement.A little fact for the day… did you know that some later life products now allow borrowers to make repayments from their own funds without triggering early repayment charges (subject to lender terms and conditions)? Pretty cool when you think how far the market has come.Yes, I'll be busy wearing my "tennis dad" hat over the next six weeks 🎾, but I'm still very much here and available to help.If you, your family, friends or clients would like to discuss later life lending, retirement mortgages or equity release options, please do get in touch. I'm always happy to have a conversation and see whether we can help.#LaterLifeLending #RetirementMortgages #RIO #TIO #EquityRelease #MortgageAdvice #FinancialPlanning #RetirementPlanning #MortgageBroker #Tavistock #DevonBusiness #TennisDad #WorkingSummer #FinancialWellbeing⚠️ Later life lending solutions are subject to status, eligibility and lender criteria. Early repayment charge terms vary between lenders and products. Equity release will reduce the value of your estate and may affect entitlement to means-tested benefits. Your home may be repossessed if you do not keep up repayments on a mortgage. Dartmoor Financial LLP is an Appointed Representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. ... See MoreSee Less