• 01822 615502

Remortgaging

THINK CAREFULLY BEFORE SECURING ANY OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED UPON IT

Looking to remortgage your current property?

If you are looking to raise some extra money for Home Improvements, Debt Consolidation, a gifted deposit to a family member or are looking to raise funds for another purpose, please contact us to discuss your remortgage options. In some cases we may recommend and arrange a Further Advance with your existing lender or we may recommend a remortgage to a new lender. However, we will review your options, your current mortgage and what you would like to borrow to establish the most suitable solution for your needs. Even if you don’t have a mortgage now we can still help you, provided you own your home.

We can also help with securing a new rate for like-for-like remortgages, as you don’t have to borrow extra to remortgage or change your mortgage rate:

• Is your current rate coming to an end within the next 6 months?

• Are you currently paying your the lenders standard variable rate?

• Are you on a variable rate and worried about interest rates increasing?

If you can answer YES to any of the above please contact us for a review. We may be able to secure you a new competitive rate with a new lender and some remortgage products may include incentives such as free valuations, legal assistance or no arrangement fee, depending on the lender and product

We may also be able to secure you a new rate with your existing lender, reducing the hassle and stress of the process and simplifying everything whilst securing you a more competitive and/or more suitable product for your needs.

In some instances we can also save you money even if you are tied in. However, this will depend on individual circumstances, available rates and the amount of the Early Repayment Charge payable.

If you are interested in finding out whether you can save any money please contact us on 01822 615 502 or use the Contact Us facility above.


1 week ago

Dartmoor Financial
#socialseptember continues in the #laterlifelending world with a lovely client of mine calling in over the weekend just to see how my kids got on at school after their first week back. What a lovely thing to do 😊 #mortgageadvice #worktogether ... See MoreSee Less
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2 weeks ago

Dartmoor Financial
Low income doesn’t always mean no options.One of the features of a lifetime mortgage is that there is no income assessment and no traditional affordability-based credit scoring.That means it can sometimes be worth considering for older homeowners who have property equity but whose monthly income would make other forms of borrowing difficult.It won’t be right for everyone, and suitability will depend on your circumstances, your property and the lender’s criteria.The important bit is to start with advice, not assumptions.We advise clients across the UK by Zoom, phone and online, with face-to-face support where someone’s needs make that more appropriate.Expert advice without the stuffiness.A lifetime mortgage is a loan secured against your home. It may reduce the value of your estate and may affect means-tested benefits. Fees may apply. This is not personal advice. ... See MoreSee Less
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2 weeks ago

Dartmoor Financial
Another lovely later life lending outcome today. 😊I've finalised an application with Canada Life for a lifetime mortgage which will help a chap move house to be closer to his son.He couldn't quite make the numbers work without it.Yes, the solution is expensive and will have an impact on his finances and eventual estate. But there's a bigger picture here too.If Dad needs more help as he gets older, what is the cost — financially, practically and emotionally — if his boys can't easily get to him?This move gets him closer to family. ❤️Everyone involved. Everyone aware. Everyone in agreement. 🤝That's what good later life advice should be about: understanding the whole situation, considering the alternatives and helping people make an informed decision that's right for them.Now… excuse the casual attire. I'm off for my Conqueror Event run! 🏃‍♂️😂#SocialSeptember #LaterLifeLending #LifetimeMortgage #EquityRelease #LaterLifeFinance #DartmoorFinancialA lifetime mortgage is a form of equity release. It will reduce the value of your estate and may affect your entitlement to means-tested benefits. Interest may roll up over time. Equity release is not suitable for everyone and alternatives should be considered. Advice is required. ... See MoreSee Less
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2 weeks ago

Dartmoor Financial
📱 SOCIAL SEPTEMBER – something new for mortgage brokers!I’ve set up a Later Life Lending WhatsApp Community.Why?Because the later life market is getting broader and broader — Lifetime Mortgages, RIOs, TIOs, standard mortgages running into retirement and all sorts of interesting criteria in between.And sometimes you don't need a webinar, a sourcing session or an hour on the phone.You just want to say:“I've got a 72-year-old who wants to borrow £X for Y reason… any ideas?”That's exactly what I want this group to be for.A friendly place for mortgage brokers to:🏡 Chuck in later life lending scenarios💡 Ask questions🧠 Share hints, tips and useful criteria🤝 Work out whether to stick with the case or refer it on📚 Learn a bit more about the increasingly interesting 50+ lending marketI've been working in later life lending for over 12 years, and if I can help you find a route for a client, I will.And if it's one you'd rather refer? That's absolutely fine too — we work with introducers across the country.No stuffiness. No silly questions. Just brokers helping brokers get better outcomes for clients.👇 Join the Later Life Lending Community here:https://chat.whatsapp.com/Hi0pBMPqHQN99Nw3XvUzFoFeel free to share it with another broker who might find it useful too.#SocialSeptember #LaterLifeLending #MortgageBrokers #EquityRelease #LifetimeMortgage #RIO #MortgageAdvice #BrokerCommunity #DartmoorFinancial ... See MoreSee Less
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2 weeks ago

Dartmoor Financial
From his daughter’s sofa to a home of his own 🏡Day 4 of #SocialSeptember, and this is exactly why I keep banging the drum about the good that later life lending can do.We were introduced to a gentleman in his 70s who, following a divorce, was facing the prospect of sleeping on his daughter’s sofa long term.Thanks to a referral from Plymouth Mortgage Hub, we were able to explore his options and, with the help of LiveMore, arrange a lifetime mortgage that enabled him to buy a new home of his own.That’s not just a mortgage.That’s independence. Security. And somewhere to call home again. ❤️Later life lending isn’t right for everybody, but when it is right, the outcome can be genuinely life-changing.That’s the good stuff.#SocialSeptember #LaterLifeLending #LifetimeMortgage #EquityRelease #MortgageAdvice #PositiveOutcomesLifetime mortgages are a form of equity release. They reduce the value of your estate and may affect your entitlement to means-tested benefits. Advice is required. ... See MoreSee Less
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