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Mortgages

Dartmoor Financial

6 days ago

Dartmoor Financial
The Equity Release Council’s Q2 2026 market report shows that new customer demand strengthened during the second quarter of the year.New equity release plans increased by 9% compared with Q1 2026, reaching 5,307.That brought new customer activity back to the same level recorded in Q2 2025.That does not mean equity release is automatically right for everyone.What it does show is that more homeowners are once again exploring whether property wealth could form part of their wider retirement planning.The best starting point is not a product.It is a proper conversation about:Your needs nowYour likely future needsThe alternatives availableThe impact on your family and estateAnd the longer-term cost of borrowingSometimes equity release may be suitable.Sometimes a retirement mortgage, RIO, downsizing, using savings or simply doing nothing may be the better option.Good advice is about understanding the full picture before making that decision.#EquityReleaseCouncil #EquityReleaseAdvice #LaterLifeFinance #RetirementOptions #PropertyWealth #FinancialAdvice #DartmoorFinancialEquity release will reduce the value of your estate and may affect your entitlement to means-tested benefits. A lifetime mortgage is a loan secured against your home. ... See MoreSee Less

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Dartmoor Financial

7 days ago

Dartmoor Financial
The later-life lending market returned to growth during the second quarter of 2026.According to the Equity Release Council, £597 million of property wealth was accessed by 13,489 new and returning customers during the quarter.Both lending and customer numbers increased by 4% compared with the first three months of the year.It is not a dramatic boom — and activity remains slightly below last year — but it does suggest that confidence is beginning to stabilise.For homeowners considering their retirement finances, the important message is not simply that more people are using equity release.It is that people are continuing to explore how their property wealth might support their wider plans in later life.#EquityRelease #LaterLifeLending #RetirementPlanning #PropertyWealth #DartmoorFinancial ... See MoreSee Less

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Dartmoor Financial

3 weeks ago

Dartmoor Financial
☀️ Day 1 of the "working summer holidays" and we're already off to a cracking start!Yesterday saw us helping a lovely couple in their seventies secure a remortgage solution without the stress of proving income and despite some historic credit challenges. The later life lending market really has evolved.Then it was straight out for a run with my boy, complete with a cheeky stop at Tavistock Carnival before heading home. 🎡🏃‍♂️ Check out my reimagined Jedi Morris dancers ... As Day 2 begins, I'm back at the desk looking at whether a Retirement Interest Only (RIO) mortgage or a Term Interest Only (TIO) solution is the right fit for my next clients. There are now so many options available for clients in and approaching retirement.A little fact for the day… did you know that some later life products now allow borrowers to make repayments from their own funds without triggering early repayment charges (subject to lender terms and conditions)? Pretty cool when you think how far the market has come.Yes, I'll be busy wearing my "tennis dad" hat over the next six weeks 🎾, but I'm still very much here and available to help.If you, your family, friends or clients would like to discuss later life lending, retirement mortgages or equity release options, please do get in touch. I'm always happy to have a conversation and see whether we can help.#LaterLifeLending #RetirementMortgages #RIO #TIO #EquityRelease #MortgageAdvice #FinancialPlanning #RetirementPlanning #MortgageBroker #Tavistock #DevonBusiness #TennisDad #WorkingSummer #FinancialWellbeing⚠️ Later life lending solutions are subject to status, eligibility and lender criteria. Early repayment charge terms vary between lenders and products. Equity release will reduce the value of your estate and may affect entitlement to means-tested benefits. Your home may be repossessed if you do not keep up repayments on a mortgage. Dartmoor Financial LLP is an Appointed Representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. ... See MoreSee Less

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Dartmoor Financial is at Lynn's American Diner.

2 months ago

Dartmoor Financial
My kind of work lunch! Highly recommended. Give it a whirl if you're in Tavistock x ... See MoreSee Less

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Dartmoor Financial

2 months ago

Dartmoor Financial
Cool. Family buy to let's ! ... See MoreSee Less

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Later Life Lending

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £199 to £1295 and this will be discussed and agreed with you at the earliest opportunity. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Dartmoor Financial LLP trading as Dartmoor Financial are an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Dartmoor Financial LLP are registered in England and Wales. Registered No. OC396191. Registered office 4 Oak Road, Tavistock, Devon, PL19 9EZ.your home may be repossessed if you do not keep up repayment on a mortgage