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Dartmoor Financial

1 week ago

Dartmoor Financial
🎅 CHRISTMAS IS HERE!Well… according to The Range anyway 😂More importantly, that means winter isn't far behind.I'm not suggesting for one second that people should automatically borrow money to help with the colder months.But if you're over 50, own your home and you're worried about your finances this winter, surely it's worth finding out what options are available?There are different forms of later life lending, and borrowing isn't going to be right for everyone.The answer might well be no.But let's understand it first.Know before saying no.#LaterLifeLending #EquityRelease #LifetimeMortgage #RetirementMortgage #RIO #MortgageAdvice #KnowBeforeSayingNo ... See MoreSee Less

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Dartmoor Financial

2 weeks ago

Dartmoor Financial
When Plan A doesn't work out, it's good to have Plan B ready! 🤝A big shout-out to Dan at Applicant Mortgage Brokers, who's been working hard to find the right mortgage solution for his client.Unfortunately, after being given incorrect information, the original lender is now unable to help.But Dan had already brought me in as a potential backup, just in case.So rather than leaving the client wondering what to do next, we've been able to arrange a smooth handover to explore a lifetime mortgage instead.We're booked in for first thing Tuesday morning to get things moving!Because we both work within HL Partnership, we can also securely share the client's existing documents, with the appropriate permissions, saving time and unnecessary duplication.This is what working together is all about. Different brokers, different specialisms, but the same goal: helping our clients find the right solution. 😊#LaterLifeLending #MortgageAdvice #EquityRelease #WorkingTogetherDartmoor Financial LLP is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.A lifetime mortgage is a loan secured against your home. Interest can roll up, increasing the amount owed and reducing the value of your estate. Equity release may affect your entitlement to means-tested benefits. Independent legal advice is required. ... See MoreSee Less

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Dartmoor Financial

2 weeks ago

Dartmoor Financial
🤖 YOUR BROKER SEEMS HUMAN…Well, we all say that! 😂There's a lot that technology can do these days, but when it comes to helping people make important financial decisions, we still believe there's real value in having a conversation with an actual human being.Especially when it comes to later life lending.Perhaps you're approaching retirement and still have a mortgage to repay. Maybe you'd like to move home to be nearer your family. Or perhaps you're wondering whether the equity in your property could help make retirement a little more comfortable.Whatever your circumstances, we're here to help you explore your options.🏡 Traditional mortgages🏡 Retirement Interest-Only mortgages🏡 Lifetime mortgages and equity releaseDifferent solutions for different people.And yes, we do occasionally stop for a coffee! ☕😂If you'd like to have a chat about your options, give Stuart a call on 07894 346 457 or visit www.dartmoorfinancial.co.uk.No waffle. Just support.⚠️ IMPORTANT INFORMATIONYour home may be repossessed if you do not keep up repayments on your mortgage.A lifetime mortgage is a form of equity release. It may affect your entitlement to means-tested benefits and reduce the value of your estate. If interest is rolled up, the amount owed will increase over time.All lending is subject to eligibility, lender criteria and suitability. Independent legal advice is required for equity release.Dartmoor Financial LLP is an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority.#SocialSeptember #LaterLifeLending #EquityRelease #MortgageAdvice #DartmoorFinancial ... See MoreSee Less

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Dartmoor Financial

2 weeks ago

Dartmoor Financial
Our newsletter is out again today. Answering all the questions you may or may NOT have been asking yourself. Take a click and have a snoop about?https://clientnews.co.uk/articles/1643/…#mortgage #broker #news ... See MoreSee Less

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Dartmoor Financial

2 weeks ago

Dartmoor Financial
🏡 A new home, closer to family and plenty of time for golf! ⛳Another lovely good-news story for #SocialSeptember, and today I want to say a big thank you to Aviva.We've been helping a gentleman who's been through cancer and is now looking forward to a fresh start.His goal was to finally buy a home of his own, be nearer to his daughter and put his previous situation behind him.But thanks to a lifetime mortgage from Aviva, we've been able to help him buy a home closer to his daughter without having to make that move.Now he can look forward to enjoying his new home, spending more time with his family and, perhaps most importantly to him, playing plenty of golf! ⛳😊It's another reminder that equity release isn't always about releasing money from a home you already own.A lifetime mortgage can also be used to help purchase a new property, allowing people to move closer to family, find somewhere more suitable or simply enjoy a fresh start.A huge thank you to Aviva for helping us make this possible. ❤️Know before saying no.If you're looking to buy a home in later life, don't assume your age or retirement income means you have no options.🌐 www.dartmoorfinancial.co.uk#SocialSeptember #LaterLifeLending #Aviva #LifetimeMortgage #EquityRelease #DartmoorFinancialA lifetime mortgage is a form of equity release. It will reduce the value of your estate and may affect your entitlement to means-tested benefits. Interest can accumulate over time. ... See MoreSee Less

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There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £199 to £1295 and this will be discussed and agreed with you at the earliest opportunity. The information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK. Dartmoor Financial LLP trading as Dartmoor Financial are an appointed representative of HL Partnership Limited, which is authorised and regulated by the Financial Conduct Authority. Dartmoor Financial LLP are registered in England and Wales. Registered No. OC396191. Registered office 4 Oak Road, Tavistock, Devon, PL19 9EZ.your home may be repossessed if you do not keep up repayment on a mortgage